If you have an orthopedic problem, visiting an orthopedic surgeon can help you identify the problem and get on the road to recovery. Many people may avoid seeing an orthopedic surgeon in Tustin because of concerns about the cost. However, thanks to insurance coverage, visiting a doctor is affordable for the majority of patients; additionally, putting off needed treatment typically results in higher costs in the long-term.
Factors Affecting Cost
A variety of factors can make the cost of treatment higher or lower. Some of the most influential factors include:
- Severity of injury – If the injury is more severe or expensive, it will take more time and resources to treat, resulting in higher costs.
- Whether surgery is required – Surgery is expensive to perform, so avoiding surgery except when necessary can minimize costs for patients.
- Use of minimally invasive surgery – One of the numerous advantages of minimally invasive surgery is the fact that it minimizes costs, since the surgery takes less time to perform and there is typically no need for a hospital stay.
- Local cost of living – In areas where the cost of living is higher, it is more expensive for doctors to provide care, resulting in higher medical costs.
- The doctor – Some doctors are dedicated to minimizing the amount they must bill patients, while others are less concerned with keeping treatment as affordable as possible.
Insurance Coverage
Your insurance should cover the cost of treatment by an orthopedic surgeon in Tustin, since orthopedic treatment is medically necessary. As a result, the single biggest factor that determines your out of pocket medical costs is your insurance coverage. Patients with a low deductible and copay often pay very little out of pocket, while those with a high deductible and copay may pay a substantial amount.
Financing Options
If you have a low copay, or have a health care savings account, then you may be able to handle the cost of treatment without much trouble. However, patients with a high copay who require surgery may find themselves responsible for a substantial amount of the bill.
Financing is available for patients who cannot pay the full cost of treatment all at once. Financing options include patient financing plans and health care credit cards, as well as bank loans and traditional credit cards.
The Value of Treatment
Even though the cost of treatment can be significant when surgery is required, the value of timely orthopedic treatment cannot be overstated. Getting treatment early on prevents the condition from becoming worse or causing complications, which can lead to more costly care later on down the line. There is no reasons to live with pain and discomfort, and insurance and financing can make treatment feasible for the vast majority of patients.
Top Orthopedic Surgeon in Tustin
Dr. Howard Marans would be happy to meet with you about your orthopedic health. To schedule your consultation today, please click below and enter your information or call OC Orthopedic at (714) 979-8981.